OBAVEZNO OSIGURANjE PUTNIKA U JAVNOM PREVOZU OD POSLEDICA NESREĆNOG SLUČAJA

Abstract

Transport of passengers in all branches of traffic by the nature of things and one type of dangerous activity. The possibility of an accident in public transport of passengers is a real fact, therefore special regulations regulate the obligations of the owners of transport to conclude a contract on insuring their liability for the consequences and damages that passengers and third parties suffer from their means, or from their activities, before putting them into traffic. It is a form of compulsory insurance against the consequences of an accident. That means that a passenger who is injured in a traffic accident in public transport is entitled to the sum insured on the basis of compulsory passenger insurance and compensation from carrier(there is possibility of accumulating compensation). The importance of this insurance is in the fact that passengers in public transport are covered by insurance under the law itself, which means that they are entited to compesationeven when the carrier has not concluded a passenger insurance contract or if the insurer with whom the insurance contract fell into bankruptcy. In the Republic of Serbia, this issue is well regulated by a separate Law on compulsory traffic insurance, whole provisions are mainly of imperative nature. It defines the persons who are obliged to obtain insurance policy for the transport of passengers, then identifies the persons who have passenger status, in terms of insurance policy, as well as prescribes the minimum amount of compensation that is covered by the insurance policy.