OBAVEZA OSIGURAVAČA NA INFORMISANjE KORISNIKA USLUGE OSIGURANjA TOKOM TRAJANjA UGOVORA

Abstract

The insurance contract belongs to contracts that are increasingly important, as one of the most important contracts for legal transactions. The Law on Insurance of the Republic of Serbia established rules on the obligation of the insurer to inform the contractor of the insurance during the duration of the contract. As insurance represents one of the most complex areas, in order to achieve the goal of introducing into the law of this provision, it is necessary to specify the circumstances about the insurer is obliged to inform the insurance contractor. In accordance with the current trends in European Union law, in addition to the analysis, the legal framework for information, then certain issues related to the problem of informing the insurance contractor, attention has been paid to issues of the contents of notifications during validity term of the insurance contract. Therefore, in the paper is given a brief overview of the legal framework of the contractual duty to inform. Then, in the context of an insurance contract, contractual duty of disclosure is analyzed in national law. The author aims to present sources of rights regarding the duty of disclosure in consumer contracts, insurance contracts. It starts from the normative complex with the specifics and characteristics of this topic.