Faculty of Law, Kragujevac
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Browsing Faculty of Law, Kragujevac by Author "Glušac, Danijela"
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Item CYBER INSURANCE(Услуге и владавина права, 2021) Glušac, DanijelaIn the modern world, insurance is of special importance due to its relevance in a positive legal sense, in the light of modern tendencies, the existence of new regulations and sources of law. On the market of one country, the insurance business belongs to the service activities, ie. among those activities whose main feature is the provision of services, where the service is any activity or benefit that one party can offer to the other. Cyber insurance aims to cover the risks that come with modern technologies. The subject of the research also consists in answering to the disputable questions regarding to the concept, type and risks of cyber insurance in order to to put a light on significant segments of this topic as well as solutions in the Republic of Serbia. In the following text, having in mind the complexity of the topic, and the limited scope of work, a review will be made of the main specifics of this type of insurance.Item ISKLjUČENI RIZICI IZ POKRIĆA U OSIGURANjU ŽIVOTA(Faculty of Law, University of Kragujevac, 2019) Glušac, DanijelaStarting from the fact that in the Republic of Serbia life insurance is in the development phase, the author points to the significance of life insurance in national law, as a source of (additional) social security of citizens. Life insurance is conceived as a protection against pecuniary losses, which are the result of the interference of such uncertain events in our lives. The work essentially determines the life insurance topic, and that part which deals with the exclusion of risks, which deprives the insured of coverage based on the insurance of a specific risk in special circumstances. In accordance with the current trends in the insurance law, in addition to the analysis of the legal framework for excluding risks, then some of the issues related to this topic, attention is paid to the advantages and disadvantages of certain legal solutions. The aim of the paper, respecting article size limit, is to present specific features of the life insurance exclusions both in national as well as in comparative law with examples from case-law.Item OBAVEZA OSIGURAVAČA NA INFORMISANjE KORISNIKA USLUGE OSIGURANjA TOKOM TRAJANjA UGOVORA(Faculty of Law, University of Kragujevac, 2018) Glušac, DanijelaThe insurance contract belongs to contracts that are increasingly important, as one of the most important contracts for legal transactions. The Law on Insurance of the Republic of Serbia established rules on the obligation of the insurer to inform the contractor of the insurance during the duration of the contract. As insurance represents one of the most complex areas, in order to achieve the goal of introducing into the law of this provision, it is necessary to specify the circumstances about the insurer is obliged to inform the insurance contractor. In accordance with the current trends in European Union law, in addition to the analysis, the legal framework for information, then certain issues related to the problem of informing the insurance contractor, attention has been paid to issues of the contents of notifications during validity term of the insurance contract. Therefore, in the paper is given a brief overview of the legal framework of the contractual duty to inform. Then, in the context of an insurance contract, contractual duty of disclosure is analyzed in national law. The author aims to present sources of rights regarding the duty of disclosure in consumer contracts, insurance contracts. It starts from the normative complex with the specifics and characteristics of this topic.Item PRAVNI OKVIR REGULISANjA PAMETNIH UGOVORA(Faculty of Law, University of Kragujevac, 2022) Glušac, DanijelaIn the 21st century, the connection between law and information technology is attracting a lot of attention. With the development of cryptocurrencies, smart contracts came to life, the concept of which was conceived in 1996 by Nick Sabo. He described smart contracts as a set of promises, specified in digital form, including protocols within which the parties perform on these promises. A key aspect of the smart contract debate is the ability of European and national legislators to create rules that would allow the efficient use of new technology. Smart contracts may change the way contracts are drawn up, administered and executed, but it remains doubtful that this type of contract may completely replace classic contracts in the near future. The subject of the research also consists in the answer to the disputable questions regarding smart contracts in order to put a light on significant segments of the regulation of these contracts, as well as to propose their further improvements. In the following text, having in mind the complexity of the topic, and the limited scope of work, a review of the main specifics of smart contracts will be made.Item Regulisanje ugovora o osiguranju života vezanom uz investicione fondove(Faculty of Law, University of Kragujevac, 2020) Glušac, DanijelaStarting from the fact that in the Republic of Serbia life insurance is in the development phase, the author points to the significance of life insurance in national law, as a source of (additional) social security of citizens. Life insurance, as one of the main pillars of insurance in general, is a protection plan that provides beneficiaries in the event of unforeseen events in the form of insured risks covered by a life insurance policy. The work essentially determines the life insurance topic, namely the part relating to the life insurance contract linked to units of investment funds, a type of life insurance contract whose important characteristic is the connection between the classic life insurance and savings contracts in investment funds. In the accordance with current trends in insurance law, in addition to the analysis of the legal framework of the life insurance contracts linked to units of investment funds, and then some of the issues related to this topic, attention is paid to the legal nature and types of this contract. The aim of the paper, respecting article size limit, is to present specific features of the life insurance contracts linked to units of investment fundsItem UGOVORI O OSIGURANjU ŽIVOTA ZA SLUČAJ SMRTI(Faculty of Law, University of Kragujevac, 2019) Glušac, DanijelaThe manner in which the insurer's obligations are fulfilled and the rights under the life insurance contract depend on which event in the life of the insured is covered by the insurance. The most famous and oldest insurance is the assurance contract payable at death. The article essentially emphasis that the new ones are constantly created according to the needs of life. The assurance contract payable at death in the event of, death concludes that upon the death of the insured person (insurance contractor or other person), the insurer would pay the insured person the agreed insured amount of insurance. Unlike the Republic of Serbia, where life insurance has almost died in the last decade, it is very widespread in economically developed countries and can be generally accepted. Hereinafter, given the complexity of the subject matter and respecting article size limit, will be presented the main specificities of this contract.